:root{--wine:#0B5CAD;--wine-2:#087F8C;--gold:#D6A62F;--leaf:#078A83;--cream:#F4FAFD;--ink:#15364F}
body{color:var(--ink);background:#F8FBFD}
header{box-shadow:0 5px 22px rgba(18,59,99,.09)}
header nav>a,header nav .product-mega>a{color:#234A68;transition:.2s}
header nav>a:hover,header nav .product-mega>a:hover{color:var(--leaf)}
.hero{background:radial-gradient(circle at 85% 15%,rgba(214,166,47,.18),transparent 33%),linear-gradient(135deg,#F7FCFF,#EAF6FC 68%,#EAF9F6)!important;border-radius:0 0 38px 38px}
.hero-grid{min-height:auto}.glass{border-color:#CFE1EC;box-shadow:0 24px 65px rgba(18,59,99,.12)}
#advisor,#claims{background:linear-gradient(125deg,var(--wine),var(--wine-2))!important}
#calculator{background:linear-gradient(135deg,#F1FBFA,#F7FBFE)!important}
#renew{background:#F3F8FC!important}
footer{background:#0D3556!important;border-top:5px solid var(--gold)}
section{scroll-margin-top:105px}
@media(max-width:1023px){.product-mega-panel{display:none!important}}