:root{--home-ink:#18394e;--home-teal:#126f79;--home-paper:#f4f8fb}
.hero-grid{background:linear-gradient(120deg,#f6fbff,#edf7f7)!important;padding-block:52px!important}.hero-grid h1{font-weight:750;letter-spacing:-1.8px}.nav-trigger{font-size:calc(.84rem + 1px)}.nav-trigger i:first-child{font-size:1.06rem}.product-mega-panel .product-item b{font-size:15px}
.insurance-hub{background:#fff;border:1px solid #cfdee7;border-radius:24px;padding:28px;box-shadow:0 12px 40px #17364f0c}.insurance-hub h2{font-size:26px;font-weight:750;line-height:1.25}.hub-kicker{font-size:11px;font-weight:750;letter-spacing:1.5px;color:#126f79;margin-bottom:9px}.hub-note{color:#607485;font-size:13px;line-height:1.6;margin-top:12px}.hub-primary{display:flex;gap:18px;align-items:center;padding:18px;border:1px solid #cfe0e7;border-radius:15px;margin:20px 0 14px;text-decoration:none!important;color:#18394e;background:#f7fbfd}.hub-primary img{width:56px;height:56px;object-fit:contain}.hub-primary b{display:block}.hub-primary small{display:block;color:#26757e;margin-top:4px}.hub-actions{display:flex;gap:10px;flex-wrap:wrap}.hub-actions a,.hub-actions button{padding:11px 15px;border-radius:10px;border:1px solid #c5dbe4;font-weight:650;font-size:13px;color:#204960}.hub-actions .primary{background:#126f79;color:white;border-color:#126f79}
.insurer-section{padding:48px 20px;background:#fff}.insurer-inner{max-width:1180px;margin:auto}.insurer-header{display:flex;justify-content:space-between;gap:20px;align-items:center;margin-bottom:22px}.insurer-header h2{font-size:28px;font-weight:750}.insurer-filter{padding:10px 14px;border:1px solid #bed1db;border-radius:10px;max-width:280px}.insurer-grid{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:12px}.insurer-tile{border:1px solid #d9e4eb;border-radius:15px;padding:17px 12px;text-align:left;background:#fff;min-height:125px;transition:transform .15s,border-color .15s}.insurer-tile:hover{transform:translateY(-3px);border-color:#157684}.insurer-mark{display:flex;align-items:center;justify-content:center;width:44px;height:40px;background:#edf4f8;color:#234c65;border-radius:9px;font-size:14px;font-weight:750;margin-bottom:10px}.insurer-mark img{max-width:100%;max-height:100%;object-fit:contain}.insurer-tile b{font-size:13px;display:block;line-height:1.3}.insurer-tile small{display:block;font-size:11px;margin-top:6px;color:#6c7d89}.insurer-tile[data-live=true]{border-color:#8ebcb9;background:#f5fbfa}.insurer-tile[data-live=true] small{color:#16645e}.insurer-dialog{width:min(520px,92vw);border:1px solid #c5d8e4;border-radius:20px;padding:26px;color:#18394e}.insurer-dialog::backdrop{background:#0e2c4666}.insurer-dialog h3{font-size:24px;font-weight:700}.insurer-dialog p{margin:16px 0;color:#526c7c;line-height:1.6}.insurer-dialog .close{float:right;font-size:20px;padding:0 8px}
#quote{padding:48px 20px;background:#f4f8fb;scroll-margin-top:110px}.quote-head{max-width:1180px;margin:0 auto 22px}.quote-head h2{font-size:30px;font-weight:750;margin-top:8px}.quote-head p{color:#597384;margin-top:10px}.quote-frame{width:100%;min-height:780px;border:0;display:block;max-width:1180px;margin:auto}.product-mega-panel{max-height:75vh;overflow:auto}#advisor,#claims{padding-block:44px!important}#forms{padding-block:35px!important}.product-actions button+button{display:none}
@media(max-width:1050px){.insurer-grid{grid-template-columns:repeat(4,minmax(0,1fr))}.primary-nav{overflow:visible;flex-wrap:wrap}.nav-cluster.open>.product-mega-panel{display:grid!important}}@media(max-width:700px){.insurer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.insurer-header{align-items:stretch;flex-direction:column}.insurer-filter{max-width:none}.hero-grid{padding-block:28px!important}.insurance-hub{padding:22px}.quote-frame{min-height:1000px}.hero-grid h1{font-size:40px}.nav-trigger{font-size:calc(.78rem + 1px)}}
#publicPremium #qsSave,#publicPremium #qsPdf,#publicPremium .qs-saved,#publicPremium .qs-intro,#publicPremium #qsForm>details:not(#qsAddons),#publicPremium label[for=qsRegistration]{display:none!important}#publicPremium .qs-summary{position:static}.public-quote-note{max-width:1180px;margin:0 auto 18px;font-size:13px;color:#526d7e}.public-quote-note a{color:#116976;text-decoration:underline}

/* v254: quieter, task-first public home */
.home-hero{padding-block:64px!important}.home-hero h1{max-width:700px;margin-top:20px;color:#123b63;font-size:clamp(44px,6vw,72px);font-weight:850;line-height:1.02;letter-spacing:-3px}.home-hero h1 span{color:#087f8c}.home-hero>div>div:first-child>p{max-width:650px;margin-top:20px;color:#536b7b;font-size:18px;line-height:1.65}.hero-badge{display:inline-flex;align-items:center;gap:9px;padding:8px 13px;border:1px solid #b8dfe1;border-radius:99px;background:#edfafa;color:#126f79;font-size:13px;font-weight:800}.hero-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}.hero-actions a,.hero-actions button{padding:13px 18px;border:1px solid #bad0db;border-radius:12px;background:#fff;color:#173f63;font-weight:800}.hero-actions .primary{border-color:#087f8c;background:#087f8c;color:#fff}.hero-actions button{background:#edf9f2;color:#147245}.hero-trust{display:flex;flex-wrap:wrap;gap:18px;margin-top:25px;color:#506b7c;font-size:13px;font-weight:700}.hero-trust span{display:flex;align-items:center;gap:7px}.hero-trust i{color:#087f8c}.next-step-card{padding:26px;border:1px solid #c8dce6;border-radius:26px;background:#fff;box-shadow:0 22px 60px #123b6312}.next-step-card h2{color:#173f63;font-size:26px;font-weight:800}.start-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:18px 0}.start-grid a{display:grid;grid-template-columns:38px 1fr;column-gap:9px;padding:14px;border:1px solid #d5e3ea;border-radius:14px;color:#173f63}.start-grid i{grid-row:1/3;width:38px;height:38px;display:grid;place-items:center;border-radius:10px;background:#eaf7f7;color:#087f8c}.start-grid b{font-size:14px}.start-grid small{color:#6a7d89;font-size:11px}.uiic-quick{display:flex;align-items:center;gap:13px;padding:13px;border-radius:14px;background:#f4f8fb;color:#173f63}.uiic-quick img{width:40px;height:40px;object-fit:contain}.uiic-quick b,.uiic-quick small{display:block}.uiic-quick small{margin-top:2px;color:#64808e;font-size:11px}
.insurer-section{padding-block:22px}.insurer-disclosure,.quote-disclosure{max-width:1180px;margin:auto;border:1px solid #d1e0e8;border-radius:18px;background:#fff;overflow:hidden}.insurer-disclosure>summary,.quote-disclosure>summary{display:flex;align-items:center;justify-content:space-between;padding:20px 22px;cursor:pointer;list-style:none;color:#173f63}.insurer-disclosure>summary span,.quote-disclosure>summary span{display:grid;grid-template-columns:40px 1fr;column-gap:11px;align-items:center}.insurer-disclosure>summary span>i,.quote-disclosure>summary span>i{grid-row:1/3;width:40px;height:40px;display:grid;place-items:center;border-radius:11px;background:#eaf7f7;color:#087f8c}.insurer-disclosure>summary b,.quote-disclosure>summary b{font-size:17px}.insurer-disclosure>summary small,.quote-disclosure>summary small{color:#677d89}.insurer-disclosure[open]>summary>i,.quote-disclosure[open]>summary>i{transform:rotate(180deg)}.insurer-body,.quote-body{padding:8px 22px 24px;border-top:1px solid #e1eaef}.advisor-strip{padding:32px 20px;background:#123b63;color:#fff}.advisor-intro{display:grid;grid-template-columns:58px 1fr auto;gap:18px;align-items:center}.advisor-icon{width:58px;height:58px;display:grid;place-items:center;border-radius:16px;background:#d6a62f;color:#123b63;font-size:23px}.advisor-intro h2{font-size:26px;font-weight:800}.advisor-intro p:not(.hub-kicker){margin-top:5px;color:#d9e7ef}.advisor-contact{display:flex;flex-wrap:wrap;gap:8px}.advisor-contact a,.advisor-contact button{padding:10px 13px;border:1px solid #ffffff50;border-radius:10px;color:#fff;font-weight:750}.advisor-contact button{background:#128554;border-color:#128554}#quote{padding-block:22px}.quote-body .quote-head{padding-top:16px}.insurer-grid{grid-template-columns:repeat(4,minmax(0,1fr))}
@media(max-width:800px){.home-hero{padding-block:38px!important}.home-hero h1{letter-spacing:-2px}.advisor-intro{grid-template-columns:50px 1fr}.advisor-contact{grid-column:1/-1}.insurer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:520px){.start-grid{grid-template-columns:1fr}.hero-actions>*{flex:1 1 45%;text-align:center}.advisor-intro{display:block}.advisor-icon{margin-bottom:12px}.advisor-contact{margin-top:16px}.insurer-body,.quote-body{padding-inline:14px}}