Terms of use

Final legal entity details, jurisdiction and effective date require authorised legal/compliance approval before public launch.

Service scope

The website provides insurance assistance and service-request intake. A submission is not a contract, policy purchase, coverage confirmation, claim approval or guarantee of issuance.

Insurance decisions

Availability, premium, suitability, underwriting, issuance and claims remain subject to applicable insurer terms, authorised arrangements and law. Recommendations must remain need-based and human-reviewable.

Acceptable use

Do not submit unlawful, misleading or malicious content; attempt unauthorised access; interfere with service availability; or upload unnecessary confidential information.

External authorities

AARVEXA does not represent itself as IRDAI or Bima Bharosa. References to official grievance or regulatory systems must be independently verified.

Changes and availability

Features and content may change. Planned maintenance, third-party dependency failures or events beyond reasonable control can affect availability.